Fees


PODER Payroll MasterCard® Card
Fee Schedule

Card Issuance Fee*                

   $9.95 one time fee                                                      

Monthly Service Charge*       

    $9.95 per month    

ATM Transactions-Fees Per Transaction**

If you use an ATM not owned by us for any transaction, including a balance inquiry, you may be charged a fee by the ATM operator even if you do not complete a withdrawal. This ATM fee is a third party fee amount assessed by the individual ATM operator only and is not assessed by us.  This ATM fee amount will be charged to your Card.

ATM Domestic Withdrawal Fee**

$2.50 per withdrawal

ATM International Withdrawal Fee**

$4.00 per withdrawal

ATM Domestic Balance Inquiry Fee

$1.00 per inquiry

ATM International Balance Inquiry Fee

$2.50 per inquiry

   

POS Transactions-Fees Per Transaction**

 

POS Domestic Purchase Fee**

$0.75 per transaction

POS International Purchase Fee**

$2.50 per transaction

POS Domestic Balance Inquiry Fee

$1.00 per inquiry

POS International Balance Inquiry Fee

$2.50 per inquiry

POS Purchase w/Cash Back Fee – Domestic**

$2.00 per transaction

POS Purchase w/Cash Back Fee – International**

$4.00 per transaction


Customer Service/IVRU-Fees Per/Transaction/Call/Request

 

Balance Check Fee

 $0.25 per transaction

PIN Change Fee

 $1.00 per transaction

Share Money***

 $1.00 per transaction

Bill Pay Fee

$3.56-in network
$4.56-out of network

Customer Service – Live Representative

  $5.00 per call

Paper Statement Fee

        $3.00 per statement


Administrative Transactions

 

Negative/Overdrawn Account                       $20.00           per overdraft
Lost/Stolen/Replacement Card     

            $10.00             per card

Card Cash Out Fee (charged if a check is issued for funds on your Card Account)

 $10.00 per occurence

 

*Card Issuance Fee will be charged to program 001 & 002.  Monthly Service Charge Fee will be charged  to program 001 only. 

**ATM & POS Fees apply to approved and declined transactions.

***Share Money Fee is charged for transfers made on the IVRU and Web site.

 


 

This card is issued by BankFirst, Sioux Falls, SD pursuant to a license from MasterCard International Incorporated. BankFirst; Member FDIC

Obtaining Your Card: The USA PATRIOT Act is a federal law that requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account.  What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.